Will AI replace Financial Managers?

Not as a job, but it is already doing parts of the work. Across the 59 official task statements scored for Financial Managers (United States, SOC 11-3031), 33% of the importance-weighted core work is made of tasks today's AI could already do most of. The overall exposure score is 46 out of 100 (range 40–53, band: partial). That is a statement about tasks, not about headcount: this measures what AI could do, not whether any employer adopts it, whether the law allows it, or whether doing the routine parts faster creates more demand for the human parts. Figures are from release 2026-q4.1.

Which tasks in “Financial Managers” stay human?

About 37% of this job's task weight sits in work that scores low for AI exposure. The lowest-scoring tasks in release 2026-q4.1 are: “Receive cash and checks and make deposits” (0/100, minimal); “Network within communities to find and attract new business” (7/100, minimal); “Meet with investors to determine investment goals or to discuss investment strategies” (10/100, minimal). Low scores usually mean the task needs a body in a room, a legally accountable human, or trust built in real time. Those are the three things the scoring rubric treats as gates rather than obstacles.

What should someone working in “Financial Managers” do about AI?

Start from the ledger rather than the headline: 33% of this job's weighted core work is exposed, and roughly 37% is not. The practical move is to spend more of your week on the tasks that score low, the ones above, and to get fluent at directing AI through the tasks that score high, because those are the parts that change whether or not you are ready for them. This page does not predict your job, and nothing here is career advice tailored to you: the score describes the occupation, not the person.

How is the AI exposure score for Financial Managers calculated?

Each official task statement for the occupation is rated on five published 0–4 dimensions (output replicability, physical embodiment, licensed accountability, real-time human trust, and data availability) by claude-opus-5 using scoring prompt task_scoring_v1.0. The model never writes the score; a published formula turns the five ratings into a 0–100 number, so every score can be recomputed by hand. The occupation figure is the importance-weighted mean across 59 scored tasks. The prompt, the rubric, the formula and the full dataset are published at https://futureproof.collab365.com/method and https://futureproof.collab365.com/data/2026-q4.1 under CC BY 4.0.

US dataswitch to UK

Financial Managers

managing investment funds to maximize return on client investments, coordinating and directing the financial planning and meeting with investors to determine investment goals or to discuss investment strategies. If that's your week, this page is about your job.

The honest answer

AI is already taking a real slice of the routine work here: maintaining current knowledge of organizational policies and procedures. That is a slice of tasks, not of you.

Your move: what you can actually do about this ↓

Where the work sits, by task weight

shifting to AI: 33%
changing shape: 30%
staying human: 37%

These bars are tasks changing hands, not people being counted out. The ledger below shows which.

Whole-job exposure score 46 out of 100 (40–53 allowing for uncertainty): partial exposure, across 59 scored tasks. The number is the support for the sentence above it, not a headline about anyone’s future.

How we know this

What is measured: Every published task statement for financial managers is rated on five dimensions: can a model produce the output, does the work need a body in a room, does it need a legally accountable person, does it depend on a person being trusted in the moment, and how much data exists. A published formula turns those five ratings into the score; the model never writes the number.

How the bar is built: Each task’s share of the bar is its published importance weight, so a task you do all day counts for more than one you do twice a year.

Release: 2026-q4.1, scores computed 2026-08-04. Read the full method.

That slice is not coming back; the core of the job, developing and maintaining relationships with banking, stays yours. The tools change, the responsibility doesn't.

Your week, as this page understands it

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment. The job title says “financial managers”. The real job is the part underneath: developing and maintaining relationships with banking. That is the thing someone has to be right about.

The exposed part of this job is specific, and we won’t pretend it is coming back. But financial managers is not one task. It is 59 scored ones, and they are nowhere near equally exposed. The most durable of them, on this evidence, is developing and maintaining relationships with banking, and the ledger below shows exactly why.

Where the work sits, by task weight

shifting to AI: 33%
changing shape: 30%
staying human: 37%

These bars are tasks changing hands, not people being counted out. The ledger below shows which.

How we know this

How the bar is built: Each task’s share of the bar is its published importance weight, so a task you do all day counts for more than one you do twice a year.

Release: 2026-q4.1, scores computed 2026-08-04. Read the full method.

Your job, task by task

These are the official task statements for this occupation, in plain English, sorted by what the evidence says is happening to each one. The official wording sits under every line so you can check the rewrite against it.

7 of this occupation's scored task statements carry a score that was measured under a different occupation's context, because the statement is shared between jobs and has only been scored once so far. Each one names the occupation it was measured under in the free routes below; none is presented as a measurement for this job.
Task clusters are not derived in this release, so the task-cluster field is empty and no Collab365 Space routing is attached to this occupation yet.

Shifting to AI

20 tasks

Tasks today’s tools can already do most of. This is the part we will not soften: where these rows are the bulk of your week, the week changes.

Monitoring financial or operational performance of individual investments to ensure portfolios meet risk goals
This is reading one thing and writing another: financial or operational performance of individual investments in, a record out. That is the shape today's tools are built for.
importance 5 · Core
Source: “Monitor financial or operational performance of individual investments to ensure portfolios meet risk goals.” (O*NET task statement)
How this row was scored
Exposure score: 66 out of 100 (62–70 allowing for uncertainty): high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Tracking how holdings perform against risk targets is continuous number-watching that systems do well.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Monitoring financial activities and details
This is reading one thing and writing another: financial activities in, a record out. That is the shape today's tools are built for.
importance 4 · Core
Source: “Monitor financial activities and details, such as cash flow and reserve levels, to ensure that all legal and regulatory requirements are met.” (O*NET task statement)
How this row was scored
Exposure score: 66 out of 100 (59–73 allowing for uncertainty): high exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Cash and reserve levels can be watched automatically against the rules, with a person confirming compliance.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Evaluating needs for procurement of funds and investment of surpluses and making appropriate recommendations
This is reading one thing and writing another: needs in, a record out. That is the shape today's tools are built for.
importance 5 · Core
Source: “Evaluate needs for procurement of funds and investment of surpluses and make appropriate recommendations.” (O*NET task statement)
How this row was scored
Exposure score: 66 out of 100 (59–73 allowing for uncertainty): high exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Working out funding needs and where to place surplus cash is analysis, though a responsible person signs the recommendation.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Developing internal control policies, guidelines and procedures
This is reading one thing and writing another: internal control policies, guidelines and procedures in, a record out. That is the shape today's tools are built for.
importance 4 · Core
Source: “Develop internal control policies, guidelines, and procedures for activities, such as budget administration, cash and credit management, and accounting.” (O*NET task statement)
How this row was scored
Exposure score: 66 out of 100 (59–73 allowing for uncertainty): high exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Internal control policies follow well-documented frameworks, so strong drafts can be produced from the company's own setup.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.

Changing shape

19 tasks

Tasks where the machine takes the producing and a person keeps the checking, the deciding, or the answering-for-it. For most jobs this is the biggest group, and it is where "transformation, not termination" is literally visible.

Receiving, recording and authorizing requests for disbursements in accordance with company policies and procedures
The software now makes the first pass at requests, but someone has to be answerable for the result, and it cannot be the software. So the job becomes checking and deciding rather than producing.
importance 4 · Core
Source: “Receive, record, and authorize requests for disbursements in accordance with company policies and procedures.” (O*NET task statement)
How this row was scored
Exposure score: 56 out of 100 (49–63 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Payment requests can be checked automatically, but authorising money to leave is a responsibility someone must hold.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Developing or implementing fund investment policies or strategies
The software now makes the first pass at fund investment policies, but someone has to be answerable for the result, and it cannot be the software. So the job becomes checking and deciding rather than producing.
importance 4 · Core
Source: “Develop or implement fund investment policies or strategies.” (O*NET task statement)
How this row was scored
Exposure score: 43 out of 100 (36–50 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Software can draft strategy documents, but the policy a fund runs on is set by licensed managers.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Advising management on short-term and long-term financial objectives
The software now makes the first pass at management, but the part that matters is a person saying it and standing behind it. So the job becomes checking and deciding rather than producing.
importance 4 · Core
Source: “Advise management on short-term and long-term financial objectives, policies, and actions.” (O*NET task statement)
How this row was scored
Exposure score: 40 out of 100 (33–47 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; the value is that a specific person does it.
The rating behind it: Software can prepare the options; management acts on advice from someone whose judgement they trust.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 2/4 · how much data exists 3/4.

Staying human

20 tasks

Tasks that stay with a person, because they happen in the physical world, because the rules need someone accountable, or because the value is that a specific person does them.

Delegating authority for the receipt
The rules require a named, qualified person to answer for authority, and that person cannot be a piece of software.
importance 4 · Core
Source: “Delegate authority for the receipt, disbursement, banking, protection, and custody of funds, securities, and financial instruments.” (O*NET task statement)
How this row was scored
Exposure score: 21 out of 100 (14–28 allowing for uncertainty): low exposure, medium confidence.
Why it sits in this group: someone qualified has to answer for it.
The rating behind it: Handing someone authority over company money is an act of responsibility a person has to take.
The five ratings: output a model can produce 1/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 1/4 · how much data exists 2/4.
Developing and maintaining relationships with banking
The value here is that a specific person handles relationships and stands behind it. That is earned, not computed.
importance 4 · Core
Source: “Develop and maintain relationships with banking, insurance, and external accounting personnel to facilitate financial activities.” (O*NET task statement)
How this row was scored
Exposure score: 13 out of 100 (6–20 allowing for uncertainty): minimal exposure, medium confidence.
Why it sits in this group: the value is that a specific person does it.
The rating behind it: Working relationships with bankers, insurers and auditors are built between people over time.
The five ratings: output a model can produce 1/4 · needs a body in a room 1/4 · needs an accountable person 0/4 · needs to be trusted in the moment 3/4 · how much data exists 2/4.
Managing investment funds to maximize return on client investments
The rules require a named, qualified person to answer for investment funds, and that person cannot be a piece of software.
importance 5 · Core
Source: “Manage investment funds to maximize return on client investments.” (O*NET task statement)
How this row was scored
Exposure score: 14 out of 100 (7–21 allowing for uncertainty): minimal exposure, medium confidence.
Why it sits in this group: someone qualified has to answer for it; the value is that a specific person does it.
The rating behind it: Running client money is a regulated job where a licensed person carries responsibility for the decisions.
The five ratings: output a model can produce 1/4 · needs a body in a room 0/4 · needs an accountable person 3/4 · needs to be trusted in the moment 2/4 · how much data exists 2/4.

Show the other 49 tasks

Reviewing collection reports to determine the status of collections and the amounts of outstanding balances
shifting to AI
This is reading one thing and writing another: collection reports in, a record out. That is the shape today's tools are built for.
importance 4 · Supplemental
Source: “Review collection reports to determine the status of collections and the amounts of outstanding balances.” (O*NET task statement)
How this row was scored
Exposure score: 93 out of 100 (89–97 allowing for uncertainty): very high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Reading collections reports to see what is outstanding is routine number work that systems already do.
The five ratings: output a model can produce 4/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Computing withhold and account for all payroll deductions
shifting to AI
This is reading one thing and writing another: withhold in, a record out. That is the shape today's tools are built for.
importance 4 · Supplemental
Source: “Compute, withhold, and account for all payroll deductions.” (O*NET task statement)
How this row was scored
Exposure score: 88 out of 100 (84–92 allowing for uncertainty): very high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Payroll deductions follow published tax tables and are already computed automatically in payroll systems.
The five ratings: output a model can produce 4/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 4/4.
Maintaining current knowledge of organizational policies and procedures
shifting to AI
This is reading one thing and writing another: current knowledge of organizational policies in, a record out. That is the shape today's tools are built for.
importance 4 · Core
Source: “Maintain current knowledge of organizational policies and procedures, federal and state policies and directives, and current accounting standards.” (O*NET task statement)
How this row was scored
Exposure score: 83 out of 100 (79–87 allowing for uncertainty): very high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Keeping up with policies, rules and accounting standards means reading published material, which software does quickly.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 0/4 · how much data exists 4/4.
Reviewing reports of securities transactions or price lists to analyze market conditions
shifting to AI
This is reading one thing and writing another: reports of securities transactions in, a record out. That is the shape today's tools are built for.
importance 3 · Supplemental
Source: “Review reports of securities transactions or price lists to analyze market conditions.” (O*NET task statement)
How this row was scored
Exposure score: 83 out of 100 (79–87 allowing for uncertainty): very high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Market prices and trade reports are public, plentiful and exactly the kind of data software reads well.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 0/4 · how much data exists 4/4.
Analyzing the financial details of past
shifting to AI
This is reading one thing and writing another: the financial details of past in, a record out. That is the shape today's tools are built for.
importance 4 · Core
Source: “Analyze the financial details of past, present, and expected operations to identify development opportunities and areas where improvement is needed.” (O*NET task statement)
How this row was scored
Exposure score: 75 out of 100 (71–79 allowing for uncertainty): high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Digging through past and forecast figures to spot opportunities is exactly the analysis software is good at.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Evaluating the potential of new product developments or marketing opportunities
shifting to AI
This is reading one thing and writing another: the potential of new product developments in, a record out. That is the shape today's tools are built for.
importance 4 · Core
Source: “Evaluate the potential of new product developments or market opportunities, according to factors such as business plans, technologies, or market potential.” (O*NET task statement)
How this row was scored
Exposure score: 75 out of 100 (68–82 allowing for uncertainty): high exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Weighing up new products or markets is research and analysis against business plans and published market data.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Preparing operational or risk reports for management analysis
shifting to AI
This is reading one thing and writing another: operational in, a record out. That is the shape today's tools are built for.
importance 4 · Supplemental
Source: “Prepare operational or risk reports for management analysis.” (O*NET task statement)
How this row was scored
Exposure score: 75 out of 100 (71–79 allowing for uncertainty): high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Operational and risk reports are pulled together from internal data, which software does quickly and reliably.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Evaluating data pertaining to costs to plan budgets
shifting to AI
This is reading one thing and writing another: data in, a record out. That is the shape today's tools are built for.
importance 4 · Core
Source: “Evaluate data pertaining to costs to plan budgets.” (O*NET task statement)
How this row was scored
Exposure score: 75 out of 100 (71–79 allowing for uncertainty): high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Cost data sits in finance systems, and turning it into a budget is well-trodden analysis.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Developing or analyzing information to assess the current or future financial status of firms
shifting to AI
This is reading one thing and writing another: information in, a record out. That is the shape today's tools are built for.
importance 4 · Supplemental
Source: “Develop or analyze information to assess the current or future financial status of firms.” (O*NET task statement)
How this row was scored
Exposure score: 75 out of 100 (71–79 allowing for uncertainty): high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Assessing a firm's financial health is analysis of accounts and market data, which software handles well.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Performing or evaluating research, such as detailed company or industry analyses
shifting to AI
This is reading one thing and writing another: research in, a record out. That is the shape today's tools are built for.
importance 4 · Core
Source: “Perform or evaluate research, such as detailed company or industry analyses, to inform financial forecasting, decision making, or valuation.” (O*NET task statement)
How this row was scored
Exposure score: 72 out of 100 (68–76 allowing for uncertainty): high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Company and industry research draws on public filings and data, which software gathers and analyses well.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 4/4.
Monitoring regulatory or tax law changes to ensure fund compliance or to capitalize on development opportunities
shifting to AI
This is reading one thing and writing another: regulatory in, a record out. That is the shape today's tools are built for.
importance 4 · Core
Source: “Monitor regulatory or tax law changes to ensure fund compliance or to capitalize on development opportunities.” (O*NET task statement)
How this row was scored
Exposure score: 72 out of 100 (68–76 allowing for uncertainty): high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Rule and tax changes are published, and tracking them for compliance is exactly what software reads well.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 4/4.
Examining, evaluating or processing loan applications
shifting to AI
This is reading one thing and writing another: loan applications in, a record out. That is the shape today's tools are built for.
importance 4 · Supplemental
Source: “Examine, evaluate, or process loan applications.” (O*NET task statement)
How this row was scored
Exposure score: 66 out of 100 (62–70 allowing for uncertainty): high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Loan applications are checked against documented criteria using data already held in lending systems.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Overseeing the flow of cash or financial instruments
shifting to AI
This is reading one thing and writing another: the flow of cash in, a record out. That is the shape today's tools are built for.
importance 4 · Core
Source: “Oversee the flow of cash or financial instruments.” (O*NET task statement)
How this row was scored
Exposure score: 66 out of 100 (62–70 allowing for uncertainty): high exposure, high confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Cash and instrument flows are tracked in systems software can watch and flag, all from a screen.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Evaluating financial reporting systems
shifting to AI
This is reading one thing and writing another: financial reporting systems in, a record out. That is the shape today's tools are built for.
importance 4 · Supplemental
Source: “Evaluate financial reporting systems, accounting or collection procedures, or investment activities and make recommendations for changes to procedures, operating systems, budgets, or other financial control functions.” (O*NET task statement)
How this row was scored
Exposure score: 66 out of 100 (59–73 allowing for uncertainty): high exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Reviewing finance procedures and suggesting improvements is analysis and writing against well-known standards.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Establishing procedures for custody or control of assets
shifting to AI
This is reading one thing and writing another: procedures in, a record out. That is the shape today's tools are built for.
importance 4 · Supplemental
Source: “Establish procedures for custody or control of assets, records, loan collateral, or securities to ensure safekeeping.” (O*NET task statement)
How this row was scored
Exposure score: 66 out of 100 (59–73 allowing for uncertainty): high exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Writing custody and safekeeping procedures is document work built on standard, widely published control practice.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Attending investment briefings or consulting financial media to stay abreast of relevant investment markets
shifting to AI
This is reading one thing and writing another: investment briefings in, a record out. That is the shape today's tools are built for.
importance 4 · Core
Source: “Attend investment briefings or consult financial media to stay abreast of relevant investment markets.” (O*NET task statement)
How this row was scored
Exposure score: 62 out of 100 (55–69 allowing for uncertainty): high exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Following markets and briefings is reading and summarising public information, which software does at speed.
The five ratings: output a model can produce 3/4 · needs a body in a room 1/4 · needs an accountable person 0/4 · needs to be trusted in the moment 0/4 · how much data exists 4/4.
Preparing and filing annual tax returns or preparing financial information so that outside accountants can complete tax returns
changing shape
The software now makes the first pass at annual tax returns, but someone has to be answerable for the result, and it cannot be the software. So the job becomes checking and deciding rather than producing.
importance 4 · Supplemental
Source: “Prepare and file annual tax returns or prepare financial information so that outside accountants can complete tax returns.” (O*NET task statement)
How this row was scored
Exposure score: 56 out of 100 (49–63 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Returns are prepared from accounting data, but tax filing normally needs a qualified person in the loop.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Preparing or directing preparation of financial statements
changing shape
The software now makes the first pass at preparation of financial statements, but someone has to be answerable for the result, and it cannot be the software. So the job becomes checking and deciding rather than producing.
importance 4 · Core
Source: “Prepare or direct preparation of financial statements, business activity reports, financial position forecasts, annual budgets, or reports required by regulatory agencies.” (O*NET task statement)
How this row was scored
Exposure score: 56 out of 100 (49–63 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Statements, forecasts and budgets are built from accounting data, though an officer must stand behind what is filed.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Determining depreciation rates to apply to capitalized items and advise management on actions regarding the purchase
changing shape
The software now makes the first pass at depreciation rates, but the deciding part still needs a person. So the job becomes checking and deciding rather than producing.
importance 3 · Supplemental
Source: “Determine depreciation rates to apply to capitalized items and advise management on actions regarding the purchase, lease, or disposal of such items.” (O*NET task statement)
How this row was scored
Exposure score: 56 out of 100 (49–63 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Depreciation rates follow set accounting rules, and the buy-or-lease comparison is straightforward number work.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 1/4 · how much data exists 3/4.
Verifying regulatory compliance of transaction reporting
changing shape
The software now makes the first pass at regulatory compliance of transaction, but someone has to be answerable for the result, and it cannot be the software. So the job becomes checking and deciding rather than producing.
importance 4 · Supplemental
Source: “Verify regulatory compliance of transaction reporting.” (O*NET task statement)
How this row was scored
Exposure score: 56 out of 100 (49–63 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Checking transaction reports against published reporting rules is repetitive data checking that software handles.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Reviewing offering documents or marketing materials to ensure regulatory compliance
changing shape
The software now makes the first pass at documents, but someone has to be answerable for the result, and it cannot be the software. So the job becomes checking and deciding rather than producing.
importance 4 · Supplemental
Source: “Review offering documents or marketing materials to ensure regulatory compliance.” (O*NET task statement)
How this row was scored
Exposure score: 56 out of 100 (49–63 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Marketing and offering material can be checked against published rules, though a compliance officer approves it.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Developing or directing development of offering documents or marketing materials
changing shape
The software now makes the first pass at development of offering documents, but someone has to be answerable for the result, and it cannot be the software. So the job becomes checking and deciding rather than producing.
importance 4 · Core
Source: “Develop or direct development of offering documents or marketing materials.” (O*NET task statement)
How this row was scored
Exposure score: 56 out of 100 (49–63 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Offering documents and marketing copy can be drafted from templates, but compliance approval needs a qualified person.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Approving reject
changing shape
The software now makes the first pass at reject, but someone has to be answerable for the result, and it cannot be the software. So the job becomes checking and deciding rather than producing.
importance 4 · Supplemental
Source: “Approve, reject, or coordinate the approval or rejection of lines of credit or commercial, real estate, or personal loans.” (O*NET task statement)
How this row was scored
Exposure score: 56 out of 100 (49–63 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Scoring the application is largely automated, but signing off a loan is a decision a responsible person must own.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Preparing financial or regulatory reports
changing shape
The software now makes the first pass at financial or regulatory reports, but someone has to be answerable for the result, and it cannot be the software. So the job becomes checking and deciding rather than producing.
importance 4 · Supplemental
Source: “Prepare financial or regulatory reports required by laws, regulations, or boards of directors.” (O*NET task statement)
How this row was scored
Exposure score: 56 out of 100 (49–63 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Regulatory and board reports follow set formats, though an accountable officer has to stand behind the numbers.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Identifying group or individual target investors for a specific fund
changing shape
The software now makes the first pass at group, but the deciding part still needs a person. So the job becomes checking and deciding rather than producing.
importance 4 · Supplemental
Source: “Identify group or individual target investors for a specific fund.” (O*NET task statement)
How this row was scored
Exposure score: 50 out of 100 (43–57 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; mistakes that are cheap to catch.
The rating behind it: Building a target list from public and internal data is research work, though the useful contacts are often private.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 1/4 · how much data exists 2/4.
Analyzing acquisitions to ensure conformance with strategic goals or regulatory requirements
changing shape
The software now makes the first pass at acquisitions, but the deciding part still needs a person. So the job becomes checking and deciding rather than producing.
importance 4 · Supplemental
Source: “Analyze acquisitions to ensure conformance with strategic goals or regulatory requirements.” (O*NET task statement)
How this row was scored
Exposure score: 50 out of 100 (43–57 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Checking an acquisition against strategy and regulation is document and data analysis with a sign-off attached.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Overseeing training programs
changing shape
The software now makes the first pass at programs, but the deciding part still needs a person. So the job becomes checking and deciding rather than producing.
importance 3 · Core
Source: “Oversee training programs.” (O*NET task statement)
How this row was scored
Exposure score: 49 out of 100 (42–56 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Software can build and track training programmes, though someone still owns how staff respond to them.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 1/4 · how much data exists 3/4.
Selecting or directing the execution of trades
changing shape
The software now makes the first pass at the execution of trades, but someone has to be answerable for the result, and it cannot be the software. So the job becomes checking and deciding rather than producing.
importance 4 · Core
Source: “Select or direct the execution of trades.” (O*NET task statement)
How this row was scored
Exposure score: 47 out of 100 (40–54 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Execution is already heavily automated, though a licensed person is accountable for trades placed.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 3/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Developing, implementing or monitoring security valuation policies
changing shape
The software now makes the first pass at security valuation policies, but someone has to be answerable for the result, and it cannot be the software. So the job becomes checking and deciding rather than producing.
importance 4 · Core
Source: “Develop, implement, or monitor security valuation policies.” (O*NET task statement)
How this row was scored
Exposure score: 43 out of 100 (36–50 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Valuation policies follow documented accounting and regulatory practice, so solid drafts are achievable with sign-off.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Handling all aspects of employee insurance
changing shape
The software now makes the first pass at all aspects of employee insurance, but the deciding part still needs a person. So the job becomes checking and deciding rather than producing.
importance 4 · Supplemental
Source: “Handle all aspects of employee insurance, benefits, and casualty programs, including monitoring changes in health insurance regulations and creating budgets for benefits and worker's compensation.” (O*NET task statement)
How this row was scored
Exposure score: 43 out of 100 (36–50 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; mistakes that are cheap to catch.
The rating behind it: Benefits and insurance work means tracking published rule changes and budgeting, with staff questions handled alongside.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 1/4 · how much data exists 3/4.
Providing direction and assistance to other organizational units regarding accounting and budgeting policies and procedures and efficient control and utilization of financial resources
changing shape
The software now makes the first pass at direction, but the part that matters is a person saying it and standing behind it. So the job becomes checking and deciding rather than producing.
importance 4 · Core
Source: “Provide direction and assistance to other organizational units regarding accounting and budgeting policies and procedures and efficient control and utilization of financial resources.” (O*NET task statement)
How this row was scored
Exposure score: 40 out of 100 (33–47 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; the value is that a specific person does it.
The rating behind it: Guidance for other departments is easy to draft, but colleagues take it from someone they work with.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 2/4 · how much data exists 3/4.
Recruiting staff members
changing shape
The software now makes the first pass at staff members, but the part that matters is a person saying it and standing behind it. So the job becomes checking and deciding rather than producing.
importance 4 · Core
Source: “Recruit staff members.” (O*NET task statement)
How this row was scored
Exposure score: 40 out of 100 (33–47 allowing for uncertainty): partial exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; the value is that a specific person does it.
The rating behind it: Software can source and screen candidates, but the interviews and the hiring judgement stay with people.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 2/4 · how much data exists 3/4.
Presenting investment information, such as product risks, fees or fund performance statistics
staying human
The rules require a named, qualified person to answer for investment information, and that person cannot be a piece of software.
importance 4 · Core
Source: “Present investment information, such as product risks, fees, or fund performance statistics.” (O*NET task statement)
How this row was scored
Exposure score: 39 out of 100 (32–46 allowing for uncertainty): low exposure, medium confidence.
Why it sits in this group: reading one thing and writing another; the same decision, made over and over; someone qualified has to answer for it; the value is that a specific person does it.
The rating behind it: The risk, fee and performance material is easy to produce, but regulated selling talk stays with licensed people.
The five ratings: output a model can produce 3/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 2/4 · how much data exists 3/4.
Performing tax planning work
staying human
The rules require a named, qualified person to answer for tax planning work, and that person cannot be a piece of software.
importance 4 · Supplemental
Source: “Perform tax planning work.” (O*NET task statement)
How this row was scored
Exposure score: 37 out of 100 (30–44 allowing for uncertainty): low exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Tax planning options come from published rules, though a qualified adviser normally shapes and approves them.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 1/4 · how much data exists 3/4.
Preparing for and responding to regulatory inquiries
staying human
The rules require a named, qualified person to answer for this work, and that person cannot be a piece of software.
importance 4 · Core
Source: “Prepare for and respond to regulatory inquiries.” (O*NET task statement)
How this row was scored
Exposure score: 37 out of 100 (30–44 allowing for uncertainty): low exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Responses to regulators can be assembled from records, but a responsible person must stand behind the answer.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 2/4 · needs to be trusted in the moment 1/4 · how much data exists 3/4.
Selecting specific investments or investment mixes for purchase by an investment fund
staying human
The rules require a named, qualified person to answer for specific investments, and that person cannot be a piece of software.
importance 5 · Core
Source: “Select specific investments or investment mixes for purchase by an investment fund.” (O*NET task statement)
How this row was scored
Exposure score: 36 out of 100 (29–43 allowing for uncertainty): low exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Models can propose holdings, but choosing what a fund buys is a decision a licensed manager must own.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 3/4 · needs to be trusted in the moment 0/4 · how much data exists 3/4.
Coordinating and directing the financial planning
staying human
The value here is that a specific person handles this work and stands behind it. That is earned, not computed.
importance 4 · Core
Source: “Coordinate and direct the financial planning, budgeting, procurement, or investment activities of all or part of an organization.” (O*NET task statement)
How this row was scored
Exposure score: 35 out of 100 (28–42 allowing for uncertainty): low exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; the value is that a specific person does it.
The rating behind it: Directing planning and investment activity means steering colleagues and owning the calls, not just producing the numbers.
The five ratings: output a model can produce 2/4 · needs a body in a room 0/4 · needs an accountable person 1/4 · needs to be trusted in the moment 2/4 · how much data exists 3/4.
Leading staff training and development in budgeting and financial management areas
staying human
The value here is that a specific person handles staff and stands behind it. That is earned, not computed.
importance 4 · Core
Source: “Lead staff training and development in budgeting and financial management areas.” (O*NET task statement)
How this row was scored
Exposure score: 30 out of 100 (23–37 allowing for uncertainty): low exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; the value is that a specific person does it.
The rating behind it: Training materials are quick to produce, but leading staff development happens in the room with them.
The five ratings: output a model can produce 2/4 · needs a body in a room 1/4 · needs an accountable person 0/4 · needs to be trusted in the moment 2/4 · how much data exists 3/4.
Conducting or coordinating audits of company accounts and financial transactions to ensure compliance with state and federal requirements and statutes
staying human
The rules require a named, qualified person to answer for audits of company accounts, and that person cannot be a piece of software.
importance 4 · Core
Source: “Conduct or coordinate audits of company accounts and financial transactions to ensure compliance with state and federal requirements and statutes.” (O*NET task statement)
How this row was scored
Exposure score: 27 out of 100 (20–34 allowing for uncertainty): low exposure, medium confidence.
Why it sits in this group: the same decision, made over and over; someone qualified has to answer for it.
The rating behind it: Audit testing can be largely automated, but some checking happens on site and a qualified person signs it off.
The five ratings: output a model can produce 2/4 · needs a body in a room 1/4 · needs an accountable person 2/4 · needs to be trusted in the moment 1/4 · how much data exists 3/4.
Supervising employees performing financial reporting
staying human
The value here is that a specific person handles this work and stands behind it. That is earned, not computed.
importance 4 · Supplemental
Source: “Supervise employees performing financial reporting, accounting, billing, collections, payroll, and budgeting duties.” (O*NET task statement)
How this row was scored
Exposure score: 23 out of 100 (16–30 allowing for uncertainty): low exposure, medium confidence.
Why it sits in this group: the value is that a specific person does it.
The rating behind it: Supervising a finance team is about directing and backing up specific people day to day.
The five ratings: output a model can produce 1/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 2/4 · how much data exists 2/4.
Directing activities of accounting or operations departments
staying human
The value here is that a specific person handles activities and stands behind it. That is earned, not computed.
importance 3 · Supplemental
Source: “Direct activities of accounting or operations departments.” (O*NET task statement)
How this row was scored
Exposure score: 23 out of 100 (16–30 allowing for uncertainty): low exposure, medium confidence.
Why it sits in this group: the value is that a specific person does it.
The rating behind it: Directing accounting and operations teams means leading the specific people who do the work.
The five ratings: output a model can produce 1/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 2/4 · how much data exists 2/4.
Communicating with stockholders or other investors to provide information or to raise capital
staying human
The value here is that a specific person handles stockholders and stands behind it. That is earned, not computed.
importance 4 · Supplemental
Source: “Communicate with stockholders or other investors to provide information or to raise capital.” (O*NET task statement)
How this row was scored
Exposure score: 23 out of 100 (16–30 allowing for uncertainty): low exposure, medium confidence.
Why it sits in this group: the value is that a specific person does it.
The rating behind it: Reports and updates for investors can be drafted from company data; raising money still needs a person investors believe.
The five ratings: output a model can produce 2/4 · needs a body in a room 1/4 · needs an accountable person 1/4 · needs to be trusted in the moment 2/4 · how much data exists 2/4.
Monitoring and evaluating the performance of accounting and other financial staff
staying human
The value here is that a specific person handles the performance and stands behind it. That is earned, not computed.
importance 4 · Core
Source: “Monitor and evaluate the performance of accounting and other financial staff, recommending and implementing personnel actions, such as promotions and dismissals.” (O*NET task statement)
How this row was scored
Exposure score: 18 out of 100 (11–25 allowing for uncertainty): minimal exposure, medium confidence.
Why it sits in this group: the value is that a specific person does it.
The rating behind it: Judging staff performance and deciding on promotions or dismissals rests on knowing the people involved.
The five ratings: output a model can produce 1/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 3/4 · how much data exists 2/4.
Hiring or evaluating staff
staying human
The value here is that a specific person handles staff and stands behind it. That is earned, not computed.
importance 4 · Core
Source: “Hire or evaluate staff.” (O*NET task statement)
How this row was scored
Exposure score: 18 out of 100 (11–25 allowing for uncertainty): minimal exposure, medium confidence.
Why it sits in this group: the value is that a specific person does it.
The rating behind it: Hiring and judging staff turns on reading people directly, which software cannot stand in for.
The five ratings: output a model can produce 1/4 · needs a body in a room 0/4 · needs an accountable person 0/4 · needs to be trusted in the moment 3/4 · how much data exists 2/4.
Planning, directing or coordinating the activities of workers in branches, offices or departments of establishments
staying human
The value here is that a specific person handles the activities of workers and stands behind it. That is earned, not computed.
importance 4 · Core
Source: “Plan, direct, or coordinate the activities of workers in branches, offices, or departments of establishments, such as branch banks, brokerage firms, risk and insurance departments, or credit departments.” (O*NET task statement)
How this row was scored
Exposure score: 17 out of 100 (10–24 allowing for uncertainty): minimal exposure, medium confidence.
Why it sits in this group: the value is that a specific person does it.
The rating behind it: Running branches and departments means leading people day to day, which needs a manager they answer to.
The five ratings: output a model can produce 1/4 · needs a body in a room 1/4 · needs an accountable person 0/4 · needs to be trusted in the moment 2/4 · how much data exists 2/4.
Establishing and maintaining relationships with individual or business customers or providing assistance with problems these customers may encounter
staying human
The value here is that a specific person handles relationships and stands behind it. That is earned, not computed.
importance 4 · Core
Source: “Establish and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter.” (O*NET task statement)
How this row was scored
Exposure score: 13 out of 100 (6–20 allowing for uncertainty): minimal exposure, medium confidence.
Why it sits in this group: the value is that a specific person does it.
The rating behind it: Customers keep dealing with a manager they know and trust, and that relationship is built person to person.
The five ratings: output a model can produce 1/4 · needs a body in a room 1/4 · needs an accountable person 0/4 · needs to be trusted in the moment 3/4 · how much data exists 2/4.
Meeting with investors to determine investment goals or to discuss investment strategies
staying human
The rules require a named, qualified person to answer for investors, and that person cannot be a piece of software.
importance 4 · Core
Source: “Meet with investors to determine investment goals or to discuss investment strategies.” (O*NET task statement)
How this row was scored
Exposure score: 10 out of 100 (3–17 allowing for uncertainty): minimal exposure, medium confidence.
Why it sits in this group: someone qualified has to answer for it; the value is that a specific person does it.
The rating behind it: Sitting down with investors to understand their goals depends on trust with that particular person.
The five ratings: output a model can produce 1/4 · needs a body in a room 1/4 · needs an accountable person 2/4 · needs to be trusted in the moment 3/4 · how much data exists 2/4.
Networking within communities to find and attract new business
staying human
This work happens in the physical world: within communities, in a real place. Software cannot follow it there.
importance 4 · Supplemental
Source: “Network within communities to find and attract new business.” (O*NET task statement)
How this row was scored
Exposure score: 7 out of 100 (0–14 allowing for uncertainty): minimal exposure, medium confidence.
Why it sits in this group: work that happens in the physical world; the value is that a specific person does it.
The rating behind it: Finding new business through local networks depends on turning up in person and being known and trusted.
The five ratings: output a model can produce 1/4 · needs a body in a room 2/4 · needs an accountable person 0/4 · needs to be trusted in the moment 3/4 · how much data exists 1/4.
Receiving cash and checks and making deposits
staying human
This work happens in the physical world: cash, in a real place. Software cannot follow it there.
importance 4 · Core
Source: “Receive cash and checks and make deposits.” (O*NET task statement)
How this row was scored
Exposure score: 0 out of 100 (0–4 allowing for uncertainty): minimal exposure, high confidence.
Why it sits in this group: work that happens in the physical world.
The rating behind it: Taking in cash and cheques and banking them means physically handling money.
The five ratings: output a model can produce 0/4 · needs a body in a room 4/4 · needs an accountable person 0/4 · needs to be trusted in the moment 1/4 · how much data exists 2/4.

What this job pays, and how many people do it

Median pay: $166,570a year, the middle of the range, so half earn more and half earn less.bls-oews, 2025 · May 2025 estimates (national_M2025_dl.xlsx)
How we know this
Source: bls-oews
Reference period: May 2025 estimates (national_M2025_dl.xlsx)
Rounding: Shown as published.
People doing this job: 841,710in the US, 2025.bls-oews · May 2025 estimates (national_M2025_dl.xlsx)

What is deliberately not here: a forecast of how many of these jobs exist in ten years. Where an official projection exists for a market we publish it with its vintage; where it does not, we leave the space empty rather than borrow the other country’s number.

Why this is shifting

The reason is boringly specific. Most of what is shifting here is reading one thing and writing another: current knowledge of organizational policies in, a record out. The rows above are exactly that shape: maintaining current knowledge of organizational policies and procedures and monitoring financial or operational performance of individual investments to ensure portfolios meet risk goals. What it cannot do is be trusted in person, which is what relationships run on: someone specific doing it and standing behind it. Which is why this page talks about your tasks changing, not your job ending.

Your move

Over a pint: what I’d tell you if you were my friend

Your week is splitting in two, and which half fills it is the whole question. Maintaining current knowledge of organizational policies and procedures is going; developing and maintaining relationships with banking is not.

So, given all that: 33% of this job's task weight sits in rows the software is already learning, 30% in rows that change shape rather than disappear, and 37% in rows it is nowhere near. That is the position, measured across 59 scored tasks. It is not a forecast about you.

The occupation is an average and you are not, so the first job below is finding out where your own week actually sits.

This week: one thing

Print the task ledger above and put your own hours next to each row. Roughly, in pen, in one sitting. Then look at which group your hours actually pile up in. Twenty minutes, this week.

What you end up holding: your own week, on one page, sorted into what is shifting and what is not
How long it takes: about twenty minutes

If printing it isn’t practical: Read the rows off this page and write the same list on the back of an envelope. Same twenty minutes, same page, and it works just as well said out loud to someone who knows the job. The point is your hours next to the rows, not the paper it is on.

Over the next 90 days

Volunteer toward the durable end, visibly. Over the next ninety days put your hand up for the work in the bottom group (developing and maintaining relationships with banking) and let people see you doing it. Not a new project: the same job, with your mix deliberately tilted. The point is that when the rota or the reorganisation comes, the version of you people picture is the one doing the part that stays.

Over the next 12 months

Claim a specialism at the durable end and let the other end go. Over a year, deliberately become the person who handles developing and maintaining relationships with banking, and deliberately stop being the first choice for the rows in the top group. That trade costs something, because the exposed work is often the comfortable work. Decide it on purpose rather than by drift. Before you pay for anything, use CareerOneStop - Find local training. It is free, it is the Labor Department's own service, and it is listed below with the rest of the free routes.

The roads out of here, and why I am not sending you down them

I looked at the obvious moves out of this job, and here is what I found.

I checked the 12 nearest US occupations to financial managers (nearest by the work that AI is not taking, not by job title), and none of them survived. The closest was financial and investment analysts: only about 7% of its durable work is work you already do and it pays 38.3% less. Your own job splits about 33/67: that share of the list sits in the top exposure band and the rest does not. On this evidence the honest move is inside the job rather than out of it. Become the person who owns “delegate authority for the receipt, disbursement, banking, protection, and custody of funds…”, and let the exposed end go.

How that was checked: this job was compared against all 830 US occupations in this release on their official task statements, and the 12 nearest were examined one by one. A move that turns on an industry, an employer or a qualification rather than on the work itself will not show up in a check like that. And this release carries no licence register, so anything you are weighing needs that looked up separately.

3 moves I checked and rejected

These are the obvious-looking jumps. They are here with their reasons rather than quietly dropped, because the ones that fail are worth knowing about. It is one less thing to turn over at night.

Financial and Investment Analysts
Why it looked obvious: It came up as a near neighbour on the work AI is not taking: you already develop and maintain relationships with banking, insurance, and external accounting personnel to facilitate…, and their equivalent is to develop and maintain client relationships. Across both published task lists that is about 7% of the durable work in that job.
Why I am not recommending it: Almost none of it is work you already do: about 7% of the durable side of that job. That is a different job, not a next step. It is a pay cut, in those words: $102,740 against your $166,570, 38.3% less (OEWS May 2025 (both)). Retraining to earn less is a decision, not advice.
Look at that job’s page anyway →
Chief Executives
Why it looked obvious: It came up as a near neighbour on the work AI is not taking: you already coordinate and direct the financial planning, budgeting, procurement, or investment activities of all…, and their equivalent is to direct or coordinate an organization's financial or budget activities to fund operations, maximize…. Across both published task lists that is about 7% of the durable work in that job.
Why I am not recommending it: Almost none of it is work you already do: about 7% of the durable side of that job. That is a different job, not a next step. And it is a narrow door: about 204,350 of those jobs against 841,710 of yours (OEWS May 2025), 24% as many seats.
Look at that job’s page anyway →
Financial Risk Specialists
Why it looked obvious: It came up as a near neighbour on the work AI is not taking: you already select specific investments or investment mixes for purchase by an investment fund, and their equivalent is to recommend investments and investment timing to companies, investment firm staff, or the public. Across both published task lists that is about 5% of the durable work in that job.
Why I am not recommending it: Almost none of it is work you already do: about 5% of the durable side of that job. That is a different job, not a next step. I will not move you off one melting floe onto another: 70% of its own task list already scores in the top exposure band (66/100 in this release), so the same software is eating it. It is a pay cut, in those words: $117,330 against your $166,570, 29.6% less (OEWS May 2025 (both)). Retraining to earn less is a decision, not advice. And it is a narrow door: about 63,850 of those jobs against 841,710 of yours (OEWS May 2025), 8% as many seats.
Look at that job’s page anyway →

What I’d stop worrying about

A friend tells you what not to spend fear on. This is that list.

The headline number you read somewhere
The big “X% of jobs” figures are about the whole economy, not about you. The number that describes your job is on this page: 33% of its task weight, across 59 scored tasks. Every row behind it is printed above with the source. Check ours; ignore theirs.
The whole-job doom story
Nothing on this page says this job ends. It says the mix inside it moves. Half the rows above are unchanged or changing shape, and the plan is about which half your week sits in. That is a very different problem, and a solvable one.
Panic-buying a course
Do the twenty-minute sorting exercise first. Most people who buy a course before they have done it buy the wrong one, and the free services listed below will tell you the same thing without charging for it.
The “obvious” next job everyone suggests
I checked the obvious moves and most of them did not survive. The reasons are printed with the routes above, including the pay and the gate. A move that fails on the numbers is worth knowing about so you can stop turning it over at night.

If you run a team doing this job

If you run a team doing this job, the conversation you owe them is the one on this page, and sooner than feels comfortable. Show them the ledger rather than a reassurance: the rows moving toward the software are maintaining current knowledge of organizational policies and procedures, and the rows that are not are where you want your people visible. Ask each of them to do the this-week move and bring the list to your next one-to-one. It turns a rumour into a piece of work, and it tells you which parts of your team's week are actually at stake. And say the thing out loud that a team lead usually leaves unsaid: a shrinking team is your exposure too, so do the move yourself as well.

You are reading the United States figures

The United Kingdom splits this work across more than one official group, of which Financial managers and directors is the closest. The pay and employment figures are not directly comparable, and we do not average them together.

Switch to the United Kingdom page →partial match

The other groups this work is counted across:

Professional/chartered company secretaries

In UK official statistics this job is counted as Financial managers and directors and Professional/chartered company secretaries. Pay is shown separately for each of those groups (medians cannot be averaged together), while the task list and the scores on this page are for this group only.

Your route through this

Two honest options, and no deadline on either

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A nearby route

There's no Space built for financial managers yet.

Collab365 Spaces is built by the same people as this site. We find the problems that AI and automation are creating inside one kind of work, then solve them as short courses, briefings and Blueprints. Each Space is the community too, so the research and the people doing your job are in the same place.

What a Space actually is, in full

The closest match is Microsoft 365 Report Builders, a community for people who build business reports in Excel, Power Query and Power BI without a data team behind them. It overlaps with the part of your job that is growing: owning the monthly reporting pack: where the numbers come from, what they mean, and why they can be trusted. If that overlap isn't you, the free route below covers the same ground.

Try Microsoft 365 Report Builders free →

7 days free, no card needed. Explore up to 2 Spaces before you choose a plan: you pick a plan later, not now.

After the trial it is a paid community, and you get identical data either way. If the overlap above is not your job, the moves above cost nothing and stand on their own.

Noted, and thank you. We’ll email you if a Space for financial managers launches. Nothing else.

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No deadline on any of this. The page will still be here, and the data is refreshed on a published schedule rather than when someone wants a headline.

Questions people ask about this job

Will AI replace Financial Managers?: Not as a job, but it is already doing parts of the work. Across the 59 official task statements scored for Financial Managers (United States, SOC 11-3031), 33% of the importance-weighted core work is made of tasks today's AI could already do most of. The overall exposure score is 46 out of 100 (range 40–53, band: partial). That is a statement about tasks, not about headcount: this measures what AI could do, not whether any employer adopts it, whether the law allows it, or whether doing the routine parts faster creates more demand for the human parts. Figures are from release 2026-q4.1.
Which tasks in “Financial Managers” can AI already do?: The highest-scoring tasks in release 2026-q4.1 are: “Review collection reports to determine the status of collections and the amounts of outstanding balances” (93/100, very high); “Compute, withhold, and account for all payroll deductions” (88/100, very high); “Maintain current knowledge of organizational policies and procedures, federal and state policies and directives, and current accounting standards” (83/100, very high). Each score comes from five published 0–4 ratings turned into a number by a published formula, and each carries the model's one-sentence reason on the page.
Which tasks in “Financial Managers” stay human?: About 37% of this job's task weight sits in work that scores low for AI exposure. The lowest-scoring tasks in release 2026-q4.1 are: “Receive cash and checks and make deposits” (0/100, minimal); “Network within communities to find and attract new business” (7/100, minimal); “Meet with investors to determine investment goals or to discuss investment strategies” (10/100, minimal). Low scores usually mean the task needs a body in a room, a legally accountable human, or trust built in real time. Those are the three things the scoring rubric treats as gates rather than obstacles.
What should someone working in “Financial Managers” do about AI?: Start from the ledger rather than the headline: 33% of this job's weighted core work is exposed, and roughly 37% is not. The practical move is to spend more of your week on the tasks that score low, the ones above, and to get fluent at directing AI through the tasks that score high, because those are the parts that change whether or not you are ready for them. This page does not predict your job, and nothing here is career advice tailored to you: the score describes the occupation, not the person.
How is the AI exposure score for Financial Managers calculated?: Each official task statement for the occupation is rated on five published 0–4 dimensions (output replicability, physical embodiment, licensed accountability, real-time human trust, and data availability) by claude-opus-5 using scoring prompt task_scoring_v1.0. The model never writes the score; a published formula turns the five ratings into a 0–100 number, so every score can be recomputed by hand. The occupation figure is the importance-weighted mean across 59 scored tasks. The prompt, the rubric, the formula and the full dataset are published at https://futureproof.collab365.com/method and https://futureproof.collab365.com/data/2026-q4.1 under CC BY 4.0.

Where these numbers come from

Worth knowing about these figures

The match between this job and its counterpart in the other country is partial, so the two pages count slightly different groups of people.
7 of this occupation's scored task statements carry a score that was measured under a different occupation's context, because the statement is shared between jobs and has only been scored once so far. Each one names the occupation it was measured under in the free routes below; none is presented as a measurement for this job.
Task clusters are not derived in this release, so the task-cluster field is empty and no Collab365 Space routing is attached to this occupation yet.

Task statements: onet-dbProcessing: catalogue-bridge → onet-im-rt-weighting → task-scoring → score-aggregation
Task weights: onet-db (im-rt)
Scores: Rubric task_scoring_v1.0, model claude-opus-5, computed 2026-08-04.
Pay and employment: bls-oews (May 2025 estimates (national_M2025_dl.xlsx))bls-oews (May 2025 estimates (national_M2025_dl.xlsx))

Figures on this page come from release 2026-q4.1, published 2026-08-05. Every release keeps its own permanent address, so a figure you cite in March is still there, unchanged, in November.

The plain-English wording on this page is assembled directly from the task statements and the published ratings, not written by hand for this occupation. That is why it is specific, and it is also why we say so.

The routes and free resources further up are today’s, not the release’s (last reviewed 2026-08-05). A route is an offer, not a historical fact, so it moves on its own clock.

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Using these figures?

Cite this

Everything on this site is published under CC BY 4.0. Quote it, chart it, sell something built on it. Just say where it came from, and cite the dated release rather than the site, so the figure you quote stays checkable.

Plain text

Collab365 (2026). Collab365 Futureproof: task-level AI exposure for US and UK occupations, release 2026-q4.1 (methodVersion 2.0.0, promptVersion task_scoring_v1.0). https://futureproof.collab365.com/data/2026-q4.1. Licensed CC BY 4.0. Built with O*NET data (USDOL/ETA, CC BY 4.0); ONS data (Open Government Licence v3.0); GAISI task framework (arXiv:2507.22748, MIT); BLS data (public domain).

BibTeX

@misc{collab365futureproof2026q41,
  title        = {Collab365 Futureproof: task-level AI exposure for US and UK occupations, release 2026-q4.1},
  author       = {{Collab365}},
  year         = {2026},
  url          = {https://futureproof.collab365.com/data/2026-q4.1},
  note         = {Release 2026-q4.1, methodVersion 2.0.0, promptVersion task_scoring_v1.0, CC BY 4.0}
}

Permalink

https://futureproof.collab365.com/data/2026-q4.1

Data as of release 2026-q4.1, published 2026-08-05. Releases never change after publication; when the figures move, a new dated release is published beside this one and this one stays exactly where it is.